Home-Based Businesses


Dear Friends & Neighbors, Recent studies indicate that there are more than 11 million home-based businesses in the U.S. and that figure is rising. Unfortunately, many of these home-based entrepreneurs assume that their homeowner’s policy provides coverage for their business exposures. This is not the case. According to the Small … Read more

Summer Travel


Dear Friends & Neighbors: Memorial Day weekend is rapidly approaching. This weekend marks the beginning of the Summer Travel Season. A couple of items with respect to your auto insurance I thought you might be interested in. 1.  If your travel plans include a motor trip to Canada, you need … Read more

Preditory Contractors


Dear Friends & Neighbors, As, I am sure all are aware, we are approaching Hurricane and Viscious Storm Seasons. With these seasons and the resultant damage caused by these storms, the wolves (bad Contractors) come out of the woodwork. Maryland homeowners and their insurers, are better protected from fraudulent contractors … Read more

Pit Bull Liability


Dear Friends & Neighbors, On April 26, 2012 the Court of Appeals of Maryland passed legislation imposing a Strict Liability Standard which establishes that, at first bite: 1.  Owners are liable if the Plaintiff can provide proof that the dog involved in the attack was a pit bull or mixed … Read more

Insuring Cupid’s Aftermath


Dear Friends & Neighbors, Valentine’s Day’s multi-billion dollar jewelry spend will leave many Americans uninsured and underinsured. John J. McGuirk & Associates, Inc. shares how proper insurance can prevent heartbreak in the event of theft, damage or loss. The typical homeowners’ and renters’ policy provides between $1,000 and $1,500 for … Read more