Dear Friends & Neighbors, Recent studies indicate that there are more than 11 million home-based businesses in the U.S. and that figure is rising. Unfortunately, many of these home-based entrepreneurs assume that their homeowner’s policy provides coverage for their business exposures. This is not the case. According to the Small … Read more →

Dear Friends & Neighbors: For those of you with College Bound children, the summer is rapidly winding down, I am said to say. However some of you parents may also be saying whoopee!!!!!!! Many considerations are being decided upon; where your student will be staying, whether or not they will … Read more →

Dear Friends & Neighbors: On the priority list of most important things in life, our families are always at the top of the list. We want to see our spouses and children provided for. We always want them to have a roof over their head. We want our children to … Read more →

Dear Friends & Neighbors: Memorial Day weekend is rapidly approaching. This weekend marks the beginning of the Summer Travel Season. A couple of items with respect to your auto insurance I thought you might be interested in. 1.  If your travel plans include a motor trip to Canada, you need … Read more →

Dear Friends & Neighbors, As, I am sure all are aware, we are approaching Hurricane and Viscious Storm Seasons. With these seasons and the resultant damage caused by these storms, the wolves (bad Contractors) come out of the woodwork. Maryland homeowners and their insurers, are better protected from fraudulent contractors … Read more →

Dear Friends & Neighbors, On April 26, 2012 the Court of Appeals of Maryland passed legislation imposing a Strict Liability Standard which establishes that, at first bite: 1.  Owners are liable if the Plaintiff can provide proof that the dog involved in the attack was a pit bull or mixed … Read more →

Dear Friends & Neighbors, Valentine’s Day’s multi-billion dollar jewelry spend will leave many Americans uninsured and underinsured. John J. McGuirk & Associates, Inc. shares how proper insurance can prevent heartbreak in the event of theft, damage or loss. The typical homeowners’ and renters’ policy provides between $1,000 and $1,500 for … Read more →

Dear Friends & Neighbors: 2012 is rapidly drawing to a close. That being the case, it is time to start planning for the New Year. Many new resolutions are made. Evaluations of our current position with regard to Finances are made. One of those evaluations should include Life Insurance. We … Read more →

Dear Friends & Neighbors: As, I am sure most of you are aware, the Holiday Season is a time for exchanging gifts. Only you know what you spend for them. Sometimes we spend quite a bit. This is just a reminder that your Homeowner’s Insurance policy has many limitations with … Read more →

Dear Friends & Neighbors, In today’s age, many of us have children go on to college to prepare for their adulthood. This situation creates some problems with respect to coverage under a homeowner’s insurance policy. Many parent’s assume coverage automatically extends to children away from home at school. This is … Read more →